My XJ600 build is now finished and I ahve been riding the bike around for a week or so, to work, errands etc.
I had a 19th gearbox sprocket and 45t rear wheel sprocket.
With an approximate 2.2:1 primary drive ratio I could touch 50mph just at 3600-3700 rpm.
I found that gears 1-2-3 came all to quickly as well, 1st would do just about 10 mph.
I swapped out for a spare 20th gearbox sprocket I have, and that has upped the top speed to a theoritcal 55mph. I am thinking this is the perfect compromise, as its only a 406 10hp. What are other peoples experiences?
19ttooth gearing

and 20th gearing

Now I went for a test ride with the 20tooth sprocket and just about reached 53 incidcated on the level. I have a gps speedometer, so its pretty acuurate.
I am thinking this is about the top speed for the bike anyway, as going to a 22 tooth gearbox sprocket would be overloading the engine in 4th, as below:

(ignore the other gears, as the ratios I think are incorrect from 1 -2 and 3)